KwikX Business Account

Business Banking Built for Growth. Accounts, Payments & Cards — All in One.

Open a KwikX Business Account and simplify your business finances. Collect payments, make payouts, manage expenses and issue cards — all with real-time tracking, powerful controls and bank-grade security.

⚡Instant
Account Opening
▭Virtual & Physical
Business Cards
◎Payments
& Payouts
▣Expense
Controls
🏛RBI Compliant
& Secure
Business Account

Available Balance₹12,48,521.00
Send MoneyRequestAdd Funds
Recent Transactions
Razorpay Settlement12 Oct, 10:24 AM+₹…
Vendor Payment11 Oct, 04:12 PM-₹…
Card Expense10 Oct, 09:30 AM-₹…
KwikPaisa
Business Card
VISA
▭Virtual & Physical Cardsfor your team
⛨Set Spend Limitsand Controls
▣Track Expensesin Real-time
👤Manage Multiple Userswith Approvals

Trusted by 10,000+ businesses

FlipkartRazorpayJioOYOTATAPaytmSwiggyDream11BYJU'Szomato
How it works

Open your business account in 3 simple steps.

Get started in minutes. No paperwork, no branch visits.

Get started →
⌂1Complete KYC

Verify your business with basic documents.

🔗2Activate Account

Get your KwikX Business Account instantly.

✔3Start Banking

Collect, pay, manage expenses and issue cards.

Why choose KwikX business account

A smarter way to manage your business finances.

  • Instant account opening with digital KYC
  • Virtual & physical business cards
  • Real-time transaction tracking
  • Multi-user access with approval workflows
  • Integrations with accounting & ERP tools
  • RBI compliant and enterprise-grade security
Accounts+ Open New Account
Primary Account₹12,48,521Active · ••••4321
Operations Account₹8,32,140Active · ••••9876
Business Cards
KwikPaisa
Virtual
VISA
Marketing Card
Monthly Limit ₹50,000 Active
KwikPaisa
Physical
VISA
Operations Card
Monthly Limit ₹2,00,000 Active
+
Issue New CardVirtual or Physical
Powerful business card controls

Issue cards for your team with complete control.

Set spend limits, control categories, and track expenses in real-time.

Explore Cards →
▭Virtual & Physical Cards
⛨Set Spend Limitsper card or user
⌂Category ControlsMCC based restrictions
📈Real-timeExpense Tracking
Ideal for every business

Built for real-world use cases.

KwikX Business Account adapts to your business needs across industries.

🛒E-commerceManage collections and payouts
💻SaaS & StartupsPay vendors and control team spends
🎓EducationManage fee collection and expenses
⚕HealthcareTrack payments and vendor bills
✈Travel & HospitalityManage bookings and reimbursements
🛍Retail & StoresSimplify collections and operations
For developers

Integrate banking & cards in minutes.

Use our simple and well-documented APIs to open accounts, issue cards, manage beneficiaries and track transactions.

cURLNode.jsPythonPHP
curl -X POST https://api.kwikpaisa.com/v1/business-accounts \
  -H "Authorization: Bearer YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "business_name": "Acme Enterprises",
    "gstin": "06AAAAA0000A1Z5",
    "contact_name": "John Doe",
    "email": "[email protected]"
  }'
Real impact

Helping businesses grow with KwikX.

10,000+Businesses Trust Us
₹50,000 Cr+Transaction Volume
99.9%Uptime & Success Rate
40+Industry Integrations
“

KwikX Business Account has made our financial operations seamless. We issued cards for our team, set spend limits and now have complete visibility on expenses.

Rahul MehtaFounder, EduSmart★★★★★
Frequently asked questions

Everything you need to know.

Expand all +
What is KwikX Business Account?

A digital business banking account with payments, payouts, cards and expense controls in one place.

Can I issue virtual and physical cards?

Yes, you can issue both for your team with individual limits.

Who can open a Business Account?

Startups, SMEs, enterprises and other registered businesses in India.

How do I set spend limits on cards?

Set limits per card or user, and restrict spend by merchant category.

What documents are required?

Basic business KYC documents such as PAN, GST and director details.

Can I integrate with accounting software?

Yes, integrations with popular accounting and ERP tools are available.

Are there any account maintenance charges?

See the pricing page for current charges.

Is KwikX Business Account RBI compliant?

Yes. It runs on RBI-regulated banking partners and follows RBI guidelines.

READY TO OPEN YOUR BUSINESS ACCOUNT?

Get started with KwikX Business Account today.

Open your account in minutes and simplify your business banking and card management.