Current Account

Business Current Account for Growing Businesses.

A modern digital current account built for businesses. Collect payments, make payouts, manage expenses, issue cards and get complete control — all in one secure platform.

⚡Instant
Account Opening
▤No Minimum
Balance
∞Unlimited
Transactions
⛨RBI Compliant
& Secure
Current AccountView Details →

Available Balance₹12,48,521.00
Add MoneySend Money
Account Details
Account NameAcme Enterprises Pvt Ltd
Account Number5020 0001 2345 6789
IFSC CodeKWBK0001234
Account TypeCurrent Account
KwikPaisa
Business Debit Card
5321 8900 1234 5678
CorporateVISA
▣Collect PaymentsUPI, Cards, Net Banking
👥Make PayoutsVendors, Salaries, 24x7
▭Business CardsVirtual & Physical
⚙Expense ManagementSet limits & controls

Trusted by 10,000+ businesses

FlipkartRazorpayJioOYOTATAPaytmSwiggyDream11BYJU'Szomato
How it works

Open a current account in 3 simple steps.

Get started in minutes. No paperwork, no branch visits.

Get started →
⌂1Complete KYC

Verify your business with basic documents.

🔗2Activate Account

Get your current account activated instantly.

▭3Start Transacting

Collect, pay, manage and grow your business.

Why choose KwikPaisa current account

Designed for businesses that move fast.

  • Zero minimum balance
  • Unlimited banking transactions
  • Seamless collection & payout options
  • Virtual & physical business debit cards
  • Multi-user access with role-based controls
  • Real-time statements and reconciliation
  • RBI compliant and enterprise-grade security
Current Account OverviewLast 30 Days ⌄
Total Credits₹48,32,140↑ 12.4%
Total Debits₹32,18,450↑ 8.8%
Current Balance₹12,48,521
Recent Transactions
RazorpayReceived Payment · 12 Oct 2025, 10:24 AM+₹12,000
Vendor PayoutBank Transfer · 12 Oct 2025, 09:12 AM-₹8,500
Card ExpenseBusiness Card · 11 Oct 2025, 04:45 PM-₹2,340
UPI Collection11 Oct 2025, 02:30 PM+₹25,000
Salary PayoutBulk Payout · 10 Oct 2025, 06:00 PM-₹1,20,000
Powerful features

Everything you need in one account.

Manage your business banking, payments and expenses seamlessly.

∅Zero BalanceStart without maintenance charges
∞Unlimited TransactionsNo limits on incoming or outgoing
▭Business Debit CardsVirtual & physical cards for your team
⛨Bulk PaymentsVendors, salaries and more
▣Payment CollectionsUPI, Cards, Net Banking
👥Multi-User AccessRole-based controls and approvals
▤Real-Time StatementsDownload & reconcile instantly
◇API IntegrationIntegrate banking into your platform
Ideal for every business

Built for real-world use cases.

From startups to enterprises, KwikPaisa Current Account adapts to your business needs.

🛒E-commerceManage collections and payouts
💻SaaS & StartupsPay vendors and manage expenses
🏭ManufacturingSupplier payments and working capital
🎓EducationFee collections and vendor payments
⚕HealthcareFee collections and payouts
🛍Retail & StoresDaily collections and expense control
For developers

Integrate banking via APIs.

Use our simple and well-documented APIs to open accounts, manage beneficiaries, initiate payments and more.

cURLNode.jsPythonPHP
curl -X POST https://api.kwikpaisa.com/v1/current-accounts \
  -H "Authorization: Bearer YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "business_name": "Acme Enterprises",
    "gstin": "06AAAAA0000A1Z5",
    "address": "Hisar, Haryana",
    "pan": "AAAAA0000A",
    "phone": "9876543210",
    "email": "[email protected]"
  }'
Real impact

Helping businesses grow with KwikPaisa.

10,000+Businesses Trust Us
₹5,000 Cr+Transaction Volume
99.9%Uptime & Success Rate
40+Industry Integrations
“

KwikPaisa Current Account has simplified our entire business banking. From collections to payouts, everything works seamlessly and we have complete control.

Rahul MehtaFounder, EduSmart★★★★★
Frequently asked questions

Everything you need to know.

Expand all →
What is KwikPaisa Current Account?

A digital current account for businesses with payments, payouts, cards and expense controls.

Can I issue business debit cards?

Yes, virtual and physical debit cards for you and your team.

Is there any minimum balance requirement?

No. You can start with zero balance.

Are there any transaction limits?

No limits on the number of transactions. Per-transaction limits depend on the mode.

How long does account opening take?

Most accounts are activated within minutes after KYC.

Can I integrate with my accounting software?

Yes, via integrations and APIs.

What documents are required?

Basic business KYC such as PAN, GST and director details.

Is the account RBI compliant?

Yes. It runs on RBI-regulated banking partners and follows RBI guidelines.

READY TO OPEN YOUR CURRENT ACCOUNT?

Get started with KwikPaisa Current Account today.

Join thousands of businesses and experience modern business banking.