Smart Collect

Collect Payments Smarter, Faster for Your Business.

KwikPaisa Smart Collect helps you accept payments from your customers using UPI, Cards, Net Banking, Wallets, Virtual Accounts, Payment Links, QR Codes and more. Built for scale, secure and designed for modern businesses in India.

⚡Multiple
Collection Methods
▤Auto
Reconciliation
⛨Real-time
Notifications
🏛RBI Compliant
& Secure
▶UPIGPay, PhonePe, Paytm
▭CardsVisa, Mastercard, RuPay
🏛Net BankingAll major banks
▣WalletsPaytm, Amazon Pay
KwikPaisa
Pay to
Acme Enterprises₹5,000Order #KP123456
▶
UPI
▭
Card
▣
Wallet
🔒 Pay NowSecured by KwikPaisa · PCI DSS · RBI Compliant
Scan & PayUPI!
✓
Payment Received₹5,000from Rohit Sharma via UPI
12 Oct 2025, 10:24 AM

Trusted by 10,000+ businesses

FlipkartRazorpayJioOYOTATAPaytmSwiggyDream11BYJU'Szomato
How Smart Collect works

Start collecting in 3 simple steps.

From setup to settlement, everything happens in minutes. No complex integration or infrastructure required.

Get started →
⚙1Set Up Collection Method

Create virtual accounts, payment links, QR codes or integrate via API.

🔗2Share with Customers

Share on website, app, WhatsApp, email or offline stores.

✔3Receive Payments

Get instant payments with real-time notifications.

Why choose KwikPaisa Smart Collect

Everything you need for seamless collections.

Built for businesses of every size, Smart Collect gives you flexible, secure and reliable payment collection tools.

  • Virtual Accounts with auto-reconciliation
  • Payment Links and QR Codes
  • Supports UPI, Cards, Net Banking, Wallets
  • Real-time transaction alerts (Webhooks)
  • Detailed reports and settlement insights
  • RBI compliant and enterprise-grade security
Collections OverviewCreate Collection →
Total Collections₹12,48,25,430↑ 12.4%
Successful Payments₹11,92,14,221↑ 10.8%
Refunds₹56,11,209↑ 2.4%
Collection Volume
Recent Transactions
Rohit SharmaUPI · ₹5,000Success
Sneha VermaCard · ₹12,000Success
Amit PatelNet Banking · ₹8,500Success
Priya SinghWallet · ₹2,099Success
Multiple collection methods

Collect payments your way.

Offer multiple payment options to your customers and never miss a payment.

▤Virtual AccountsUnique account for every customer.
🔗Payment LinksCreate and share instantly.
▦QR CodesAccept payments offline & online.
▶UPI CollectAll major UPI apps.
▭CardsVisa, Mastercard, RuPay.
🏛Net BankingAll major banks.
Ideal for every business

Built for every use case.

From e-commerce to education, Smart Collect adapts to your business needs.

🛒E-commerceCollect payments for products and services.
🎓EducationFees collection for schools & colleges.
⚕HealthcarePatient payments with easy options.
📅SubscriptionsRecurring payments for memberships.
🛍Retail & StoresIn-store and online collections.
For developers

Integrate once. Scale everywhere.

Use our simple and well-documented APIs to start collecting payments in minutes.

cURLNode.jsPythonPHP
curl -X POST https://api.kwikpaisa.com/v1/collects \
  -H "Authorization: Bearer YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "type": "virtual_account",
    "customer_name": "Acme Enterprises",
    "amount": 5000,
    "currency": "INR",
    "notes": "Order #12345"
  }'
Real impact

Helping businesses grow faster with KwikPaisa.

10,000+Businesses Trust Us
₹10,000 Cr+Payments Processed
99.9%Success Rate
40+Industry Integrations
“

KwikPaisa Smart Collect has simplified our payment collections across all our business channels. The virtual accounts and reconciliation reports save us hours of manual work.

Rahul MehtaFounder, EduSmart★★★★★
Frequently asked questions

Everything you need to know.

Expand all +
What is KwikPaisa Smart Collect?

A collections suite with virtual accounts, payment links, QR codes and all major payment methods.

Can I use Smart Collect for offline payments?

Yes. Use QR codes and virtual accounts to collect in stores and offline channels.

Which payment methods are supported?

UPI, cards, net banking, wallets, NEFT, RTGS and IMPS.

How do I get real-time transaction notifications?

Use webhooks, the dashboard, or email and SMS alerts.

How does auto-reconciliation work?

Each virtual account maps to a customer or invoice, so payments are matched automatically.

Is Smart Collect RBI compliant?

Yes. It runs on RBI-regulated banking partners and follows RBI guidelines.

Is there any setup fee?

No setup fee. See the pricing page for charges.

How long does settlement take?

Settlements are T+1 or faster, depending on your plan.

READY TO START COLLECTING PAYMENTS?

Get started with KwikPaisa Smart Collect today.

Join thousands of businesses and start accepting payments smarter, faster and securely.