Product ⌄
ACCEPT PAYMENTS
▣Payment GatewayAccept UPI, cards and more› ↗Payment LinksCreate and share payment links› ▦Payment ButtonsAccept payments directly on your website› ↻UPI AutoPayAutomate recurring payments› ▤SubscriptionsAutomate recurring payments› ↔RoutesSplit and route payments› ↗International PaymentsAccept global payments›
COLLECT & DISBURSE
& TOOLS
▥Smart CollectSimplify payment collections› ▤GST InvoicesCreate compliant invoices› ▥Virtual AccountsUnique collection accounts› ➤PayoutsSend money instantly› ♟Bulk PayoutsMass disbursements via API› ▥Vendor PaymentsPay suppliers and partners› ▣Expense ManagementTrack and manage expenses›
BANKING & CARDS
▰KwikX BusinessBusiness banking solutions› ⬢Current AccountBusiness current accounts› ▥Escrow AccountSecure transaction flows› ↔KwikX ForexManage foreign exchange› ➤Instant PayoutSend money instantly› ▰INR CardBusiness card for expenses›
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BY BUSINESS
🛒E-commercePayments, refunds...› ◈MarketplacesSeller payments...› ▣SaaS & PlatformsPayments, subscriptions...› ↗Startups & SMBsSimple infrastructure› ▦EnterprisesScale payments...›
BY INDUSTRY
🎓EducationFees, collections...› ♡HealthcarePatient payments...› ✈Travel & HospitalityBookings, refunds...› ▤RetailUPI, cards...› ▰LogisticsCollections & payouts› ⌂Real EstateRent, collections...›
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✦Built for your businessExplore payment and financial solutions...› →Explore allView all business solutions›
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Policies

Customer Grievance Redressal Policy

Jangras Payment Services Limited, a company incorporated under the Companies Act 2013, having its registered office at B-38, Old DLF Colony, Sector 14, Gurugram, Haryana , India - 122001, (hereinafter referred to as “KwikPaisa NEO Bank/ OonePe/ JPSL”) provides payments solutions (including payment aggregator and gateway services) that helps businesses collect and disburse payments.

KwikPaisa NEO Bank facilitates a variety of Business Institutions (“Merchants”) to collect payments, from their end customers, through its powerful, scalable, tailor-made payments platform, for both domestic and international transactions. KwikPaisa NEO Bank offers multiple products to its Merchants, which allows the Merchants to collect payments in a secure, transparent, affordable, and convenient manner from their end customers. Being a service oriented financial services company, satisfaction of Merchants and the Customers using KwikPaisa NEO Bank, is of prime importance of KwikPaisa NEO Bank to maintain a lasting relationship, and to encourage Merchants and Customers to transact digitally in a safe and secured way.

Therefore, KwikPaisa NEO Bank has delineated this Policy, duly approved by its Board of Directors, to define mechanisms (a) to ensure that the Merchants and Customers are treated fairly and without bias always, and (b) to provide for an opportunity to the Merchants and the Customers to raise and/ or escalate their complaints within and outside KwikPaisa NEO Bank, if they are unsatisfied with KwikPaisa NEO Bank’s products or services.

KwikPaisa Neo Bank

KwikPaisa empowers businesses with secure, scalable and intelligent payment and banking infrastructure built for the way modern businesses operate. From accepting payments and managing collections to moving money, handling payouts and streamlining financial operations, our platform brings essential financial services together in one seamless ecosystem — helping businesses simplify complexity, operate more efficiently and scale with confidence.

Product Payment Gateway Payment Links Payment Buttons UPI AutoPay Subscriptions Smart Collect Routes International Payments GST Invoices Virtual Accounts Payouts Bulk Payouts Vendor Payments Expense Management INR Card
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Regulatory Disclaimer

KwikPaisa is an enterprise-grade fintech technology platform that enables businesses to access payments, collections, payouts, banking and financial infrastructure services through regulated banking and financial institution partners. Certain products and services available through the platform are provided by RBI-regulated banks, licensed payment aggregators, payment gateways, acquiring institutions and other authorized financial service providers.

KwikPaisa operates as a Technology Service Provider (TSP), Integration Partner and Infrastructure Enabler for select services and does not independently provide regulated financial services where specific regulatory authorization is required. Product availability, features and service offerings may vary based on partner availability, merchant category, regulatory requirements and jurisdiction.

Platform technology, APIs, merchant integrations, infrastructure orchestration, security controls and operational systems are powered and managed in collaboration with BofinTech, KwikPaisa's technology infrastructure partner. Security frameworks are designed in alignment with enterprise security standards, PCI-DSS controls, ISO-aligned security practices and industry best practices.

Infrastructure is hosted on Amazon Web Services (AWS) cloud infrastructure with systems designed to support data protection, business continuity and applicable data localization requirements.

All trademarks, banking products, payment services and regulated financial products remain the responsibility of their respective licensed providers. Terms, eligibility requirements, regulatory obligations and service availability may change without prior notice.

Fund Flow Disclaimer

KwikPaisa acts solely as a Technology Service Provider (TSP), Integration Partner and transaction instruction facilitator for participating financial institutions and regulated service providers. KwikPaisa does not hold, own, control, manage or take custody of customer or merchant funds at any stage of the transaction lifecycle.

All funds are received, processed, maintained and settled through designated escrow accounts, nodal accounts, settlement accounts or pool accounts operated by regulated banking, payment and financial institution partners. KwikPaisa's role is limited to facilitating technology infrastructure, merchant onboarding, transaction orchestration, MIS generation, reporting, reconciliation support and settlement instructions to authorized partner institutions.

Final fund movement, settlement processing, account operations, regulatory compliance and custody of funds remain the responsibility of the respective licensed banks, payment institutions, acquiring partners and other regulated financial service providers in accordance with applicable laws, regulatory requirements and partner agreements.

KwikPaisa — Enterprise-Grade Fintech Infrastructure For Modern Businesses.
© 2026 KwikPaisa NEO Bank. All rights reserved.