Product ⌄
ACCEPT PAYMENTS
▣Payment GatewayAccept UPI, cards and more› ↗Payment LinksCreate and share payment links› ▦Payment ButtonsAccept payments directly on your website› ↻UPI AutoPayAutomate recurring payments› ▤SubscriptionsAutomate recurring payments› ↔RoutesSplit and route payments› ↗International PaymentsAccept global payments›
COLLECT & DISBURSE
& TOOLS
▥Smart CollectSimplify payment collections› ▤GST InvoicesCreate compliant invoices› ▥Virtual AccountsUnique collection accounts› ➤PayoutsSend money instantly› ♟Bulk PayoutsMass disbursements via API› ▥Vendor PaymentsPay suppliers and partners› ▣Expense ManagementTrack and manage expenses›
BANKING & CARDS
▰KwikX BusinessBusiness banking solutions› ⬢Current AccountBusiness current accounts› ▥Escrow AccountSecure transaction flows› ↔KwikX ForexManage foreign exchange› ➤Instant PayoutSend money instantly› ▰INR CardBusiness card for expenses›
Solutions ⌄
BY BUSINESS
🛒E-commercePayments, refunds...› ◈MarketplacesSeller payments...› ▣SaaS & PlatformsPayments, subscriptions...› ↗Startups & SMBsSimple infrastructure› ▦EnterprisesScale payments...›
BY INDUSTRY
🎓EducationFees, collections...› ♡HealthcarePatient payments...› ✈Travel & HospitalityBookings, refunds...› ▤RetailUPI, cards...› ▰LogisticsCollections & payouts› ⌂Real EstateRent, collections...›
EXPLORE
✦Built for your businessExplore payment and financial solutions...› →Explore allView all business solutions›
Developers ⌄
DocumentationGet started with our APIs API ReferenceExplore our complete API reference SDKsBuild faster with our SDKs SandboxTest your integration
Resources ⌄
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Policies

Safety & Security Policy

Jangras Payment Services Limited, a company incorporated under the Companies Act 2013, having its registered office at B-38, Old DLF Colony, Sector 14, Gurugram, Haryana, India - 122001, (hereinafter referred to as “KwikPaisa NEO Bank/ JPSL”) provides payment solutions (including payment aggregator and gateway services) to help businesses collect and disburse payments securely.

KwikPaisa NEO Bank is committed to maintaining the highest standards of safety and security for all transactions and user data. This includes implementing industry-standard fraud detection systems, secure encryption protocols, multi-layer authentication, and continuous monitoring to prevent unauthorized access, data breaches, and other security threats.

This Policy ensures that all Merchants, Customers, and other stakeholders can transact confidently and securely while using KwikPaisa NEO Bank’s products and services. The safety and privacy of user data, secure handling of financial transactions, and proactive measures against cyber threats form the core of this policy.

KwikPaisa NEO Bank also educates and updates its users on best practices to maintain account security, reporting suspicious activity, and resolving security-related concerns efficiently. All security incidents are managed promptly with strict compliance to regulatory standards and internal security guidelines.

By adhering to this Safety & Security Policy, KwikPaisa NEO Bank demonstrates its commitment to providing a secure digital banking environment and fostering trust among its users.

KwikPaisa Neo Bank

KwikPaisa empowers businesses with secure, scalable and intelligent payment and banking infrastructure built for the way modern businesses operate. From accepting payments and managing collections to moving money, handling payouts and streamlining financial operations, our platform brings essential financial services together in one seamless ecosystem — helping businesses simplify complexity, operate more efficiently and scale with confidence.

Product Payment Gateway Payment Links Payment Buttons UPI AutoPay Subscriptions Smart Collect Routes International Payments GST Invoices Virtual Accounts Payouts Bulk Payouts Vendor Payments Expense Management INR Card
Solutions E-commerce Marketplaces SaaS & Platforms Startups & SMBs Enterprises Education Healthcare Travel & Hospitality Retail Logistics Real Estate Explore all
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Regulatory Disclaimer

KwikPaisa is an enterprise-grade fintech technology platform that enables businesses to access payments, collections, payouts, banking and financial infrastructure services through regulated banking and financial institution partners. Certain products and services available through the platform are provided by RBI-regulated banks, licensed payment aggregators, payment gateways, acquiring institutions and other authorized financial service providers.

KwikPaisa operates as a Technology Service Provider (TSP), Integration Partner and Infrastructure Enabler for select services and does not independently provide regulated financial services where specific regulatory authorization is required. Product availability, features and service offerings may vary based on partner availability, merchant category, regulatory requirements and jurisdiction.

Platform technology, APIs, merchant integrations, infrastructure orchestration, security controls and operational systems are powered and managed in collaboration with BofinTech, KwikPaisa's technology infrastructure partner. Security frameworks are designed in alignment with enterprise security standards, PCI-DSS controls, ISO-aligned security practices and industry best practices.

Infrastructure is hosted on Amazon Web Services (AWS) cloud infrastructure with systems designed to support data protection, business continuity and applicable data localization requirements.

All trademarks, banking products, payment services and regulated financial products remain the responsibility of their respective licensed providers. Terms, eligibility requirements, regulatory obligations and service availability may change without prior notice.

Fund Flow Disclaimer

KwikPaisa acts solely as a Technology Service Provider (TSP), Integration Partner and transaction instruction facilitator for participating financial institutions and regulated service providers. KwikPaisa does not hold, own, control, manage or take custody of customer or merchant funds at any stage of the transaction lifecycle.

All funds are received, processed, maintained and settled through designated escrow accounts, nodal accounts, settlement accounts or pool accounts operated by regulated banking, payment and financial institution partners. KwikPaisa's role is limited to facilitating technology infrastructure, merchant onboarding, transaction orchestration, MIS generation, reporting, reconciliation support and settlement instructions to authorized partner institutions.

Final fund movement, settlement processing, account operations, regulatory compliance and custody of funds remain the responsibility of the respective licensed banks, payment institutions, acquiring partners and other regulated financial service providers in accordance with applicable laws, regulatory requirements and partner agreements.

KwikPaisa — Enterprise-Grade Fintech Infrastructure For Modern Businesses.
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